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Motor Vehicle Accident Compensation in New York If you are injured in a motor vehicle crash that the state of New York deems serious, you could be eligible to file a lawsuit for compensation. Your lawyer can advise you on whether your injuries fall within this threshold. Insurance companies are adept at disputing the extent of your losses. Insurance companies may offer settlements that aren't enough to cover your losses. Damages If you've suffered injuries in a motor vehicle accident you may be entitled to compensation. These damages are intended to cover the cost of your losses, including medical expenses or lost income as well as property damage. You may also be compensated for suffering and pain. This kind of compensation may be subjective and difficult to quantify. However, a knowledgeable tort attorney can help you get the most amount of compensation for your injuries. For instance, if you suffer an injury that results in permanent limitations to the use of your leg or arm, your compensation could include reimbursement for future costs that are associated with this impairment. This could include physical therapy, surgeries, or prosthetics. In addition, a permanent loss of a limb or a major disfigurement may result in the occurrence of a lifetime of emotional trauma and diminished enjoyment of life. This is referred to as mental anguish. Insurers frequently try to reduce the value of non-economic damages, which are considered to be intangible. Morgan &Morgan's experienced and knowledgeable tort lawyers can make sure that you receive the entire value of your general damages. Medical bills Medical bills can quickly pile up when you're injured during an accident. The cost can be overwhelming and difficult to manage, especially if you're trying to recover from your injuries. There are many different ways in which car accident victims can receive help paying their medical bills. In New York, every driver must have Personal Injury Protection (PIP) coverage, which will cover a victim's initial medical expenses following an accident. PIP will pay for the loss of income in the event that a victim is unable work for a period of up to 90 days. In addition to PIP and health insurance, a victim's insurance and Medicare may also cover their medical bills. The only catch is the patient must prove the charges are directly connected to the accident. This can be accomplished by submitting receipts or bills from the doctor. Some hospitals and doctors will allow a victim of an accident to make a payment agreement in exchange for a lien against the victim's personal injury verdict or settlement. These liens are also referred to as medical liens. If you fail to settle these liens within a reasonable period of time the debts may be sent to collection. Victims may also seek reimbursement for the cost of mileage related to traveling to and from medical appointments by keeping track and saving their mileage receipts. Loss of wages If you are unable to work because of an accident in your car it can be extremely difficult to pay the bills. Losing a few weeks of pay or even a month can be a huge loss for Americans who live pay check to paycheck. Fortunately, those who suffer from car accidents are often able to recover lost wages through car accident lawsuits. In most cases, lost wages are calculated by calculating how much time an injured worker could have been able work without injury. This could include missing shifts, overtime hours and any work done while in hospital. To prove the loss of income, the plaintiff must request documentation from his employer. This could be in the form of letters that confirm the absence from work as well as their salary or hourly rate. Other documents could include pay stubs, copies of the injured party's last year's tax return. It is essential that the demand document be submitted as soon as possible following an accident. This will enable the injured party to obtain the most benefits from their claim. The evidence of the incident is more convincing if it's given as soon as it is available. Suffering and pain The physical and emotional remorse that result from a car accident is difficult to place a value on. It is crucial to seek compensation in your case for the losses. motor vehicle accident lawsuit jacksonville are known as non-economic damages. These damages could include pain and suffering and loss of enjoyment of life, PTSD, and more. It can take a while to fully understand how your injury has affected your life, so these costs aren't always as easy to quantify as medical expenses or lost wages. Your lawyer may employ one of two methods to determine your pain and suffering damages. The most common is the multiplier method in which your total economic damages are tallied—including your future and past medical expenses or loss of income because of your injury, and damage to property. These are then multiplied by a value that ranges between 1.5 to 5. The higher the number the more serious your injuries are thought to be. Another method of assessing the extent of suffering and pain is to use the basis of a per-day basis. Your lawyer could ask the jury to award a dollar amount per day you continue to suffer. This is particularly helpful to those who suffer an injury outside of the home or have children to care for as they recuperate.